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Free GPT API Without Credit Card: 8 Verified Providers in 2026

Use GPT-class models for free without a credit card in 2026. Compare 8 providers offering free GPT API access with no payment method required. GitHub Models, Groq, and more.

Last reviewed: 2026-07-19

Quick answer: Yes, you can use GPT-class models for free without a credit card. GitHub Models offers GPT-4o-mini with 150 free requests per day. Groq provides fast Llama and Mixtral models at 30 RPM. LLM7.io gives anonymous access with 30 RPM using "unused" as your key.

Why Avoid Credit Card Requirement?

Many developers and students cannot or prefer not to enter credit card information:

  • Security concerns about storing payment details
  • No international credit card available
  • Budget constraints for experimental projects
  • Quick prototyping without billing setup

Providers with Free GPT Access (No Credit Card)

ProviderFree Model AccessRate LimitSignup RequiredIran Access
GitHub ModelsGPT-4o-mini, GPT-4o, others150 RPDGitHub account✅ Direct
GroqLlama 3, Mixtral, Gemma30 RPMEmail only⛔ Blocked
LLM7.ioMultiple models30 RPMNo (anonymous)✅ Direct
Kilo GatewayMultiple models200 RPHNo (anonymous)✅ Direct
SambaNova CloudLlama, Qwen models20 RPDEmail only✅ Direct
OpenRouter10+ free models50 RPDEmail only⛔ Blocked
SiliconFlowQwen, DeepSeek models30 RPMEmail (China)🧾 Signup blocked
FreeTheAI60+ models250 RPDDiscord❔ Unknown

Getting Started with GitHub Models (Best Free Option)

GitHub Models is the easiest free GPT API without a credit card:

  1. Sign in to GitHub Marketplace Models
  2. Generate a GitHub personal access token
  3. Use the Azure AI endpoint
from openai import OpenAI

client = OpenAI(
    base_url="https://models.inference.ai.azure.com",
    api_key="YOUR_GITHUB_TOKEN",
)

response = client.chat.completions.create(
    model="gpt-4o-mini",
    messages=[{"role": "user", "content": "Hello!"}],
)

Anonymous Access (No Signup Required)

Two providers require zero registration:

  • LLM7.io: Use "unused" as the API key for anonymous access at 30 RPM
  • Kilo Gateway: Send requests with no authentication at 200 RPH

Frequently Asked Questions

Can I get GPT-4 API for free without a credit card?

GitHub Models provides access to GPT-4o and GPT-4o-mini models with 150 free requests per day. No credit card is required — only a GitHub account.

Which free GPT APIs have the highest rate limits?

Groq offers 30 RPM (the highest), followed by LLM7.io at 30 RPM (anonymous) and GitHub Models at 150 RPD. For daily volume, GitHub Models' 150 RPD is among the most generous.

Are free GPT APIs without credit card safe?

Yes, reputable providers encrypt your API communications and most do not store prompt content. GitHub Models uses Azure infrastructure. Always check the privacy policy of each provider.

Can I use these free GPT APIs from Iran?

GitHub Models, LLM7.io, Kilo Gateway, and SambaNova Cloud are all verified working from Iran directly. Groq and OpenRouter are blocked. Check the catalog for current status.

What's the catch with free GPT APIs?

Free APIs have lower rate limits, fewer model choices, and no SLA guarantees. They are ideal for development, testing, and low-traffic personal projects but not for high-volume production.

Quick Reference: Free GPT API Endpoints

ProviderBase URLAuth Method
GitHub Modelshttps://models.inference.ai.azure.comGitHub Token
Groqhttps://api.groq.com/openai/v1API Key
LLM7.iohttps://api.llm7.io/v1"unused" or Token
Kilo Gatewayhttps://api.kilo.ai/v1None or API Key
SambaNovahttps://api.sambanova.ai/v1API Key

Related Guides

Browse the complete live catalog for detailed information on all 22 providers. Star the GitHub repository to support this project.